How to apply

At Cub International we are proud to offer our customers mortgages provided by the best lenders, we have over 20 years experience helping people own their homes.


1. Apply for an Agreement in Principle

Firstly, you'll need an Agreement in Principle (AIP). As we provide mortgage advice, you'll need to complete an AIP on this website as the first step. This will give you an indication of how much you could borrow based on your income, outgoings and other financial commitments.

  • It's free and you're under no obligation to apply for a mortgage.

  • No credit check will be carried out with no effect on your credit rating - even if you're declined.

  • The amount we could lend you isn't guaranteed and is subject to a full mortgage application.

  • Required before you can begin your full mortgage application.

Mortgage Agreement in principle form


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We offer independent mortgage advice, a suitable product recommendation will be based on your own individual circumstances. The interest rate should not be read in isolation, and you should refer to your Mortgage Offers for full terms and conditions. If anything is unclear it should be discussed fully with both your mortgage and legal advisers before entering into a mortgage contract with the lender.

A first charge over your property is required as security for the loan.

The formal mortgage offer of an advance will be subject to a valuation and other satisfactory references.

Your home may be repossessed if you do not keep up repayments on your mortgage.